Retirement planning

Retirement planning

Achieving retirement is a significant milestone, but preparing for it requires careful thought. How much money do you need to live the way you wish? Are your current savings and investments enough to meet your future needs? Skillful management of your wealth is crucial to ensure your assets are preserved, and your investments grow. Professional financial advisors have the expertise to guide you in setting up an effective retirement strategy. They can craft a plan that aligns your investment choices, estate planning, and charitable giving with your long-term financial goals, allowing you to approach retirement confidently.

Retirement planning is highly individualized, so understanding your goals and desired retirement lifestyle is our starting point. This enables advisors to tailor your investment portfolio to meet, if not surpass, your wealth objectives. They'll also navigate tax considerations, help plan how you'll draw on your retirement savings, and explore additional ways to safeguard your finances. With their advice, you and your loved ones can better prepare for the future. To begin, consider reaching out for a no-cost consultation online.

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It's Too Early to Start
Social Security Will Be Enough
Retirement Planning is Just Savings
Professional Help Isn't Necessary
Only the Elderly Need It

It's Too Early to Start

Myth

It's too early to start retirement planning.

Fact

Starting retirement planning early maximizes the growth of savings and investments, providing greater security.

Social Security Will Be Enough

Myth

Social Security benefits will be sufficient for retirement.

Fact

Social Security alone is often not enough to maintain your standard of living; additional savings and investments are crucial.

Retirement Planning is Just Savings

Myth

Retirement planning is only about saving money.

Fact

Comprehensive retirement planning includes investments, tax strategies, insurance, and estate planning.

Professional Help Isn't Necessary

Myth

You don't need professional assistance for retirement planning.

Fact

Financial advisors provide valuable expertise and personalized strategies to ensure a well-rounded and effective retirement plan.

Only the Elderly Need It

Myth

Only the elderly need retirement planning.

Fact

Retirement planning is beneficial at any age, allowing for more time to build a secure financial future.

Adult Day Care Coverage

Risk Factors

You may have to pay them for their services from your pocket if you hire a caregiver.

Solution

Policies may cover community care, which usually means adult day care, so you don’t need to pay them all by yourself.

Modifications to House Coverage

Risk Factors

You may need to build a wheelchair ramp for one of your family members because of their medical conditions.

Solution

Some policies may even pay benefits to family members who act as caregivers or cover home modifications, such as adding wheelchair ramps or installing safety devices.
Consultation

Our Retirement Planning Services Include:

  • Planning how to allocate retirement funds
  • IRAs, including traditional, Roth, SEP, and SIMPLE varieties
  • 401K planning
  • Managing investments
  • Reviewing beneficiaries
  • Planning for estates and trusts
  • Protecting assets and managing wealth
  • Planning for business succession and retirement exits
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Ready to optimize your finances? 
Apply now or request a quote for tailored accounting solutions today!

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Founded on the principle that every small business owner deserves efficient accounting solutions, We are dedicated to saving time, minimizing taxes, and simplifying life.
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Address

6620 Southpoint Dr S Suite 505 Jacksonville, FL 32216

Email

info@universal-accountant.com

Phone

(904) 903-4495
(954) 728-8982

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